{"id":5971,"date":"2025-12-24T22:40:33","date_gmt":"2025-12-24T13:40:33","guid":{"rendered":"https:\/\/fin-toku.com\/?p=5971"},"modified":"2025-12-24T22:40:33","modified_gmt":"2025-12-24T13:40:33","slug":"invest-3point","status":"publish","type":"post","link":"https:\/\/kaji-toku.net\/finance\/invest-3point\/","title":{"rendered":"\u6295\u8cc7\u3092\u59cb\u3081\u308b\u524d\u306b\u6c7a\u3081\u3066\u304a\u304d\u305f\u30443\u3064\u306e\u3053\u3068\uff5c\u76ee\u7684\u30fb\u671f\u9593\u30fb\u30ea\u30b9\u30af\u8a31\u5bb9\u5ea6"},"content":{"rendered":"<p>\u300c\u5c06\u6765\u306e\u304a\u91d1\u304c\u4e0d\u5b89\u2026\u65b0NISA\u3082\u8a71\u984c\u3060\u3057\u3001\u4f55\u304b\u59cb\u3081\u306a\u304d\u3083\u300d<br \/>\n\u305d\u3046\u8003\u3048\u3066\u30e9\u30f3\u30ad\u30f3\u30b0\u4e0a\u4f4d\u306e\u6295\u8cc7\u4fe1\u8a17\u3092\u8cb7\u3063\u3066\u306f\u307f\u305f\u3082\u306e\u306e\u3001\u65e5\u3005\u306e\u5024\u52d5\u304d\u306b\u4e00\u559c\u4e00\u6182\u3057\u3066\u75b2\u308c\u3066\u3057\u307e\u3046\u3002\u305d\u3093\u306a\u58f0\u304c\u5c11\u306a\u304f\u3042\u308a\u307e\u305b\u3093\u3002<\/p>\n<p>\u5b9f\u969b\u306b\u3001\u8aad\u8005\u304b\u3089\u5bc4\u305b\u3089\u308c\u308b\u76f8\u8ac7\u306e\u4e2d\u306b\u3082\u6b21\u306e\u3088\u3046\u306a\u4e8b\u4f8b\u304c\u3042\u308a\u307e\u3059\u3002<br \/>\n\u300c\u8001\u5f8c\u306e\u305f\u3081\u306b\u3068\u59cb\u3081\u305f\u7a4d\u7acb\u6295\u8cc7\u3067\u3059\u304c\u3001\u6628\u5e74\u306e\u4e0b\u843d\u76f8\u5834\u3067\u300e\u3053\u308c\u4ee5\u4e0a\u640d\u3057\u305f\u304f\u306a\u3044\u300f\u3068\u6016\u304f\u306a\u308a\u3001\u534a\u5e74\u3067\u5168\u3066\u58f2\u5374\u3057\u3066\u3057\u307e\u3044\u307e\u3057\u305f\u300d\uff08A\u3055\u3093\u30fb30\u4ee3\u4f1a\u793e\u54e1\uff09<\/p>\n<p>A\u3055\u3093\u306e\u3088\u3046\u306b\u3001\u8cc7\u7523\u5f62\u6210\u306b\u524d\u5411\u304d\u3067\u3082\u300c\u6e96\u5099\u4e0d\u8db3\u300d\u3067\u640d\u3092\u3057\u3066\u3057\u307e\u3046\u30b1\u30fc\u30b9\u306f\u5f8c\u3092\u7d76\u3061\u307e\u305b\u3093\u3002\u5b9f\u306f\u3001\u6295\u8cc7\u3067\u5931\u6557\u3057\u306a\u3044\u305f\u3081\u306b\u6700\u3082\u91cd\u8981\u306a\u306e\u306f\u300c\u3069\u306e\u5546\u54c1\u3092\u8cb7\u3046\u304b\u300d\u3067\u306f\u306a\u304f\u3001\u305d\u306e\u624b\u524d\u306b\u3042\u308b<strong>\u300c\u81ea\u5206\u306a\u308a\u306e\u5224\u65ad\u8ef8\u300d<\/strong>\u3092\u6301\u3063\u3066\u3044\u308b\u304b\u3069\u3046\u304b\u3067\u3059\u3002<\/p>\n<p>\u672c\u8a18\u4e8b\u3067\u306f\u3001\u91d1\u878d\u77e5\u8b58\u306b\u81ea\u4fe1\u304c\u306a\u3044\u65b9\u3067\u3082\u8ff7\u308f\u305a\u5224\u65ad\u3067\u304d\u308b\u3088\u3046\u3001\u6295\u8cc7\u3092\u59cb\u3081\u308b\u524d\u306b\u6c7a\u3081\u3066\u304a\u304f\u3079\u304d\u300c3\u3064\u306e\u3053\u3068\uff08\u76ee\u7684\u30fb\u671f\u9593\u30fb\u30ea\u30b9\u30af\u8a31\u5bb9\u5ea6\uff09\u300d\u3092\u6574\u7406\u3057\u3066\u89e3\u8aac\u3057\u307e\u3059\u3002\u3053\u308c\u3089\u304c\u6c7a\u307e\u308c\u3070\u3001\u81ea\u5206\u306b\u5408\u3063\u305f\u5546\u54c1\u3084\u91d1\u984d\u306f\u81ea\u7136\u3068\u898b\u3048\u3066\u304d\u307e\u3059\u3002<\/p>\n<h2>\u6295\u8cc7\u3092\u59cb\u3081\u308b\u524d\u306b\u300c\u76ee\u7684\u300d\u3092\u6c7a\u3081\u308b\u3079\u304d\u7406\u7531<\/h2>\n<p>\u591a\u304f\u306e\u4eba\u306f\u300c\u3069\u306e\u5546\u54c1\u304c\u5132\u304b\u308b\u304b\uff08What\uff09\u300d\u304b\u3089\u8abf\u3079\u59cb\u3081\u307e\u3059\u304c\u3001\u6295\u8cc7\u306e\u30d7\u30ed\u3084\u7d4c\u9a13\u8005\u304c\u307e\u305a\u8003\u3048\u308b\u306e\u306f\u300c\u306a\u305c\u6295\u8cc7\u3092\u3059\u308b\u306e\u304b\uff08Why\uff09\u300d\u3067\u3059\u3002<br \/>\n\u76ee\u7684\u304c\u3042\u3084\u3075\u3084\u306a\u307e\u307e\u3067\u306f\u3001\u307e\u308b\u3067\u5730\u56f3\u3092\u6301\u305f\u305a\u306b\u6d77\u306b\u51fa\u308b\u3088\u3046\u306a\u3082\u306e\u3002\u5c11\u3057\u306e\u6ce2\uff08\u4fa1\u683c\u5909\u52d5\uff09\u3067\u8ff7\u5b50\u306b\u306a\u308a\u3001\u76ee\u7684\u5730\u306b\u305f\u3069\u308a\u7740\u304f\u524d\u306b\u8239\u3092\u964d\u308a\u3066\u3057\u307e\u3046\u3053\u3068\u306b\u306a\u308a\u304b\u306d\u307e\u305b\u3093\u3002<\/p>\n<h3>\u306a\u305c\u76ee\u7684\u304c\u306a\u3044\u6295\u8cc7\u306f\u7d9a\u304b\u306a\u3044\u306e\u304b<\/h3>\n<p>\u76ee\u7684\u3092\u6c7a\u3081\u305a\u306b\u300c\u306a\u3093\u3068\u306a\u304f\u304a\u91d1\u304c\u5897\u3048\u308c\u3070\u3044\u3044\u300d\u3068\u8003\u3048\u3066\u3044\u308b\u3068\u3001\u5e02\u5834\u304c\u66b4\u843d\u3057\u305f\u969b\u306b\u51b7\u9759\u3055\u3092\u4fdd\u3066\u306a\u304f\u306a\u308a\u307e\u3059\u3002<\/p>\n<p>\u682a\u4fa1\u3084\u57fa\u6e96\u4fa1\u984d\u306f\u5e38\u306b\u5909\u52d5\u3057\u307e\u3059\u3002\u76ee\u7684\u304c\u306a\u3044\u5834\u5408\u3001\u8cc7\u7523\u304c\u6e1b\u3063\u3066\u3044\u308b\u753b\u9762\u3092\u898b\u308b\u3068\u300c\u3053\u306e\u307e\u307e\u3067\u306f\u640d\u3092\u3059\u308b\u300d\u3068\u3044\u3046\u6050\u6016\u304c\u300c\u5c06\u6765\u306e\u5229\u76ca\u300d\u3078\u306e\u671f\u5f85\u3092\u4e0a\u56de\u308a\u3001\u72fc\u72fd\u3057\u3066\u58f2\u5374\uff08\u640d\u5207\u308a\uff09\u3057\u3066\u3057\u307e\u3046\u3053\u3068\u304c\u3088\u304f\u3042\u308a\u307e\u3059\u3002<br \/>\n\u3057\u304b\u3057\u3001\u91d1\u878d\u5e81\u3082\u63a8\u5968\u3059\u308b\u300c\u9577\u671f\u30fb\u7a4d\u7acb\u30fb\u5206\u6563\u6295\u8cc7\u300d\u306f\u3001\u9577\u304f\u7d9a\u3051\u308b\u3053\u3068\u3067\u8907\u5229\u52b9\u679c\u3084\u30ea\u30b9\u30af\u4f4e\u6e1b\u52b9\u679c\u304c\u671f\u5f85\u3067\u304d\u308b\u624b\u6cd5\u3067\u3059\u3002\u9014\u4e2d\u3067\u3084\u3081\u3066\u3057\u307e\u3048\u3070\u3001\u672c\u6765\u5f97\u3089\u308c\u305f\u306f\u305a\u306e\u679c\u5b9f\u3092\u624b\u653e\u3059\u3053\u3068\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n<ul>\n<li><strong>\u76ee\u7684\u304c\u3042\u308b\u5834\u5408\uff1a<\/strong>\u300c\u3053\u308c\u306f20\u5e74\u5f8c\u306e\u8001\u5f8c\u8cc7\u91d1\u3060\u304b\u3089\u3001\u4eca\u306e\u5024\u4e0b\u304c\u308a\u306f\u95a2\u4fc2\u306a\u3044\uff08\u3080\u3057\u308d\u5b89\u304f\u8cb7\u3048\u3066\u30e9\u30c3\u30ad\u30fc\uff09\u300d\u3068\u6349\u3048\u3089\u308c\u308b\u3002<\/li>\n<li><strong>\u76ee\u7684\u304c\u306a\u3044\u5834\u5408\uff1a<\/strong>\u300c\u8cc7\u7523\u304c\u6e1b\u3063\u305f\uff01 \u5931\u6557\u3057\u305f\uff01\u300d\u3068\u6349\u3048\u3066\u3057\u307e\u3046\u3002<\/li>\n<\/ul>\n<p>\u3053\u306e\u3088\u3046\u306b\u3001\u76ee\u7684\u306f\u6295\u8cc7\u3092\u7d9a\u3051\u308b\u305f\u3081\u306e\u300c\u30e1\u30f3\u30bf\u30eb\u306e\u9632\u6ce2\u5824\u300d\u3068\u3057\u3066\u6a5f\u80fd\u3057\u307e\u3059\u3002<\/p>\n<blockquote>\n<p>\u51fa\u5178\uff1a<br \/>\n    <a href=\"https:\/\/www.fsa.go.jp\/policy\/nisa2\/knowledge\/basic\/index.html\" target=\"_blank\" rel=\"noopener noreferrer\">\u91d1\u878d\u5e81\uff0f\u8cc7\u7523\u5f62\u6210\u306e\u57fa\u672c\uff1aNISA\u7279\u8a2d\u30a6\u30a7\u30d6\u30b5\u30a4\u30c8<\/a>\uff082025\u5e7412\u6708\u78ba\u8a8d\uff09<br \/>\n    <a href=\"https:\/\/www.fsa.go.jp\/policy\/nisa2\/about\/guide\/index.html\" target=\"_blank\" rel=\"noopener noreferrer\">\u91d1\u878d\u5e81\uff0fNISA\u65e9\u308f\u304b\u308a\u30ac\u30a4\u30c9\u30d6\u30c3\u30af<\/a>\uff082025\u5e7412\u6708\u78ba\u8a8d\uff09<\/p>\n<\/blockquote>\n<h3>\u300c\u8001\u5f8c\u300d\u300c\u6559\u80b2\u8cbb\u300d\u300c\u4f59\u5270\u8cc7\u91d1\u300d\u3067\u306f\u904b\u7528\u30b9\u30bf\u30a4\u30eb\u304c\u7570\u306a\u308b<\/h3>\n<p>\u300c\u304a\u91d1\u3092\u5897\u3084\u3059\u300d\u3068\u3044\u3046\u884c\u70ba\u306f\u540c\u3058\u3067\u3082\u3001\u305d\u306e\u304a\u91d1\u3092\u300c\u4f55\u306b\u4f7f\u3046\u304b\u300d\u306b\u3088\u3063\u3066\u9078\u3076\u3079\u304d\u624b\u6bb5\u306f\u5909\u308f\u308a\u307e\u3059\u3002\u91d1\u878d\u5e81\u306eNISA\u6d3b\u7528\u4e8b\u4f8b\u3067\u3082\u3001\u30e9\u30a4\u30d5\u30d7\u30e9\u30f3\u306b\u5fdc\u3058\u305f\u4f7f\u3044\u5206\u3051\u304c\u7d39\u4ecb\u3055\u308c\u3066\u3044\u307e\u3059\u304c\u3001\u5927\u307e\u304b\u306b\u306f\u4ee5\u4e0b\u306e\u3088\u3046\u306b\u5206\u985e\u3057\u3066\u8003\u3048\u308b\u306e\u304c\u30b9\u30e0\u30fc\u30ba\u3067\u3059\u3002<\/p>\n<table>\n<thead>\n<tr>\n<th>\u76ee\u7684\uff08\u4f7f\u7528\u6642\u671f\uff09<\/th>\n<th>\u7279\u5fb4<\/th>\n<th>\u9069\u3057\u305f\u9078\u629e\u80a2\u306e\u4f8b<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td><strong>\u8001\u5f8c\u8cc7\u91d1<\/strong><br \/>\uff0820\u5e74\u4ee5\u4e0a\u5148\uff09<\/td>\n<td>\u6642\u9593\u3092\u5473\u65b9\u306b\u3067\u304d\u308b\u305f\u3081\u3001\u4e00\u6642\u7684\u306a\u4e0b\u843d\u30ea\u30b9\u30af\u3092\u8a31\u5bb9\u3057\u3084\u3059\u3044\u3002<\/td>\n<td>\u5168\u4e16\u754c\u682a\u5f0f\u3001\u5148\u9032\u56fd\u682a\u5f0f\u306a\u3069<br \/>\uff08\u9577\u671f\u7684\u306a\u6210\u9577\u671f\u5f85\uff09<\/td>\n<\/tr>\n<tr>\n<td><strong>\u6559\u80b2\u8cc7\u91d1<\/strong><br \/>\uff0810\u301c15\u5e74\u5f8c\uff09<\/td>\n<td>\u4f7f\u3046\u6642\u671f\u304c\u6c7a\u307e\u3063\u3066\u304a\u308a\u3001\u305d\u306e\u30bf\u30a4\u30df\u30f3\u30b0\u3067\u66b4\u843d\u3057\u3066\u3044\u308b\u3068\u56f0\u308b\u3002<\/td>\n<td>\u30d0\u30e9\u30f3\u30b9\u30d5\u30a1\u30f3\u30c9\uff08\u682a\u5f0f\uff0b\u50b5\u5238\uff09<br \/>\u307e\u305f\u306f\u9810\u91d1\u3068\u306e\u4f75\u7528<\/td>\n<\/tr>\n<tr>\n<td><strong>\u4f59\u5270\u8cc7\u91d1<\/strong><br \/>\uff08\u4f7f\u9014\u672a\u5b9a\uff09<\/td>\n<td>\u751f\u6d3b\u306b\u5f71\u97ff\u3057\u306a\u3044\u304a\u91d1\u3002<br \/>\u81ea\u5206\u306e\u597d\u307f\u3092\u53cd\u6620\u3067\u304d\u308b\u3002<\/td>\n<td>\u6210\u9577\u6295\u8cc7\u67a0\u3067\u306e\u500b\u5225\u682a\u3001<br \/>\u914d\u5f53\u91d1\u72d9\u3044\u306e\u6295\u8cc7\u306a\u3069<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>\u76ee\u7684\u3092\u660e\u78ba\u306b\u3059\u308b\u3053\u3068\u3067\u3001\u300c\u3044\u3064\u307e\u3067\u306b\u3001\u3044\u304f\u3089\u5fc5\u8981\u304b\u300d\u304c\u9006\u7b97\u3067\u304d\u3001\u305d\u3053\u304b\u3089\u300c\u3069\u306e\u7a0b\u5ea6\u306e\u30ea\u30b9\u30af\u3092\u53d6\u3063\u3066\u904b\u7528\u3059\u3079\u304d\u304b\u300d\u304c\u81ea\u52d5\u7684\u306b\u6c7a\u307e\u3063\u3066\u304d\u307e\u3059\u3002<\/p>\n<h3>\u592b\u5a66\u3067\u8cc7\u7523\u5f62\u6210\u3092\u59cb\u3081\u308b\u969b\u306e\u30a2\u30d7\u30ed\u30fc\u30c1<\/h3>\n<p>\u5bb6\u8a08\u5168\u4f53\u3067\u6295\u8cc7\u3092\u8003\u3048\u308b\u969b\u3001\u592b\u5a66\u9593\u3067\u6e29\u5ea6\u5dee\u304c\u3042\u308b\u306e\u306f\u3088\u304f\u3042\u308b\u3053\u3068\u3067\u3059\u3002<br \/>\n\u4e00\u822c\u7684\u306b\u3001\u4e00\u65b9\u304c\u300c\u6570\u5b57\u3084\u7406\u8ad6\uff08\u5229\u56de\u308a\u91cd\u8996\uff09\u300d\u3067\u8003\u3048\u3001\u3082\u3046\u4e00\u65b9\u304c\u300c\u5b89\u5fc3\u611f\u3084\u76f4\u611f\uff08\u5143\u672c\u4fdd\u8a3c\u91cd\u8996\uff09\u300d\u3067\u8003\u3048\u308b\u50be\u5411\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<p>\u3053\u306e\u3068\u304d\u3001\u300c\u6295\u8cc7\u3057\u306a\u3044\u3068\u640d\u3060\u300d\u3068\u76f8\u624b\u3092\u8ad6\u7834\u3057\u3088\u3046\u3068\u3059\u308b\u306e\u306f\u9006\u52b9\u679c\u3067\u3059\u3002\u3053\u3053\u3067\u3082\u300c\u76ee\u7684\u300d\u306e\u5171\u6709\u304c\u30ab\u30ae\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n<ul>\n<li><strong>NG\u306a\u8a98\u3044\u65b9\uff1a<\/strong>\u300c\u9280\u884c\u306b\u7f6e\u3044\u3066\u3066\u3082\u5897\u3048\u306a\u3044\u304b\u3089NISA\u3084\u308d\u3046\u3088\u300d<\/li>\n<li><strong>OK\u306a\u8a98\u3044\u65b9\uff1a<\/strong>\u300c\u5b50\u3069\u3082\u304c\u5927\u5b66\u306b\u884c\u304f\u6642\u306e\u305f\u3081\u306b\u3001\u4eca\u306e\u8caf\u91d1\u30da\u30fc\u30b9\u3060\u3068\u5c11\u3057\u8db3\u308a\u306a\u3044\u304b\u3082\u3057\u308c\u306a\u3044\u3002\u6559\u80b2\u8cbb\u306e\u4e00\u90e8\u3060\u3051\u3001\u5c11\u3057\u5229\u56de\u308a\u304c\u671f\u5f85\u3067\u304d\u308b\u65b9\u6cd5\u306b\u56de\u3057\u3066\u307f\u306a\u3044\uff1f\u300d<\/li>\n<\/ul>\n<p>\u76ee\u7684\uff08\u5b50\u3069\u3082\u306e\u305f\u3081\u3001\u5bb6\u65cf\u65c5\u884c\u306e\u305f\u3081\uff09\u3092\u5171\u6709\u3057\u3001\u305d\u306e\u9054\u6210\u624b\u6bb5\u3068\u3057\u3066\u6295\u8cc7\u3092\u63d0\u793a\u3059\u308b\u3053\u3068\u3067\u3001\u614e\u91cd\u6d3e\u306e\u30d1\u30fc\u30c8\u30ca\u30fc\u3082\u300c\u305d\u308c\u306a\u3089\u5c11\u3057\u691c\u8a0e\u3057\u3066\u307f\u3088\u3046\u304b\u300d\u3068\u524d\u5411\u304d\u306b\u306a\u308c\u308b\u30b1\u30fc\u30b9\u304c\u591a\u3044\u3067\u3059\u3002\u307e\u305a\u306f\u300c\u4f55\u306e\u305f\u3081\u306b\u300d\u3092\u592b\u5a66\u3067\u3059\u308a\u5408\u308f\u305b\u308b\u3053\u3068\u304b\u3089\u59cb\u3081\u307e\u3057\u3087\u3046\u3002<\/p>\n<h2>\u6295\u8cc7\u671f\u9593\u3092\u6c7a\u3081\u306a\u3044\u4eba\u307b\u3069\u3001\u77ed\u671f\u306e\u5024\u52d5\u304d\u306b\u632f\u308a\u56de\u3055\u308c\u308b<\/h2>\n<p>\u76ee\u7684\u304c\u6c7a\u307e\u3063\u305f\u3089\u3001\u6b21\u306b\u8003\u3048\u308b\u3079\u304d\u306f\u300c\u671f\u9593\u300d\u3067\u3059\u3002<br \/>\n\u6295\u8cc7\u306e\u4e16\u754c\u3067\u306f\u300c\u3044\u3064\u307e\u3067\u305d\u306e\u304a\u91d1\u3092\u4f7f\u308f\u305a\u306b\u7f6e\u3044\u3066\u304a\u3051\u308b\u304b\u300d\u304c\u3001\u52dd\u7387\u3092\u5927\u304d\u304f\u5de6\u53f3\u3057\u307e\u3059\u3002<\/p>\n<p>\u591a\u304f\u306e\u521d\u5fc3\u8005\u304c\u5931\u6557\u3059\u308b\u306e\u306f\u3001\u6570\u5e74\u4ee5\u5185\u306b\u4f7f\u3046\u4e88\u5b9a\u304c\u3042\u308b\u304a\u91d1\uff08\u7d50\u5a5a\u8cc7\u91d1\u3084\u4f4f\u5b85\u306e\u982d\u91d1\u306a\u3069\uff09\u3092\u3001\u5024\u52d5\u304d\u306e\u6fc0\u3057\u3044\u682a\u5f0f\u6295\u8cc7\u306b\u56de\u3057\u3066\u3057\u307e\u3046\u30b1\u30fc\u30b9\u3067\u3059\u3002\u4f7f\u3046\u76f4\u524d\u306b\u76f8\u5834\u304c\u66b4\u843d\u3057\u3001\u300c\u6ce3\u304f\u6ce3\u304f\u640d\u3092\u3057\u3066\u58f2\u308b\u300d\u3068\u3044\u3046\u4e8b\u614b\u3092\u907f\u3051\u308b\u305f\u3081\u306b\u3082\u3001\u671f\u9593\u306e\u6982\u5ff5\u3092\u7406\u89e3\u3057\u3066\u304a\u304d\u307e\u3057\u3087\u3046\u3002<\/p>\n<h3>\u6295\u8cc7\u671f\u9593\uff1d\u300c\u3044\u3064\u307e\u3067\u4f7f\u308f\u306a\u3044\u304a\u91d1\u304b\u300d<\/h3>\n<p>\u6295\u8cc7\u306b\u304a\u3051\u308b\u671f\u9593\u3068\u306f\u3001\u300c\u7a4d\u307f\u7acb\u3066\u308b\u671f\u9593\u300d\u306e\u3053\u3068\u3060\u3051\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002\u300c\u63db\u91d1\uff08\u73fe\u91d1\u5316\uff09\u305b\u305a\u306b\u4fdd\u6709\u3057\u7d9a\u3051\u3089\u308c\u308b\u671f\u9593\u300d\u3092\u6307\u3057\u307e\u3059\u3002<\/p>\n<p>\u4f8b\u3048\u3070\u3001\u624b\u5143\u306b100\u4e07\u5186\u3042\u308b\u3068\u3057\u307e\u3059\u3002<\/p>\n<ul>\n<li><strong>A\uff1a<\/strong> 3\u5e74\u5f8c\u306e\u8eca\u691c\u3068\u5bb6\u65cf\u65c5\u884c\u306b\u4f7f\u3044\u305f\u3044\u304a\u91d1<\/li>\n<li><strong>B\uff1a<\/strong> 25\u5e74\u5f8c\u306e\u8001\u5f8c\u751f\u6d3b\u306b\u4f7f\u3044\u305f\u3044\u304a\u91d1<\/li>\n<\/ul>\n<p>\u3053\u306e2\u3064\u306f\u5168\u304f\u6027\u8cea\u304c\u7570\u306a\u308a\u307e\u3059\u3002<br \/>\nA\u306e\u304a\u91d1\u3092\u682a\u5f0f\u306a\u3069\u306e\u30ea\u30b9\u30af\u8cc7\u7523\u3067\u904b\u7528\u3059\u308b\u306e\u306f\u5371\u967a\u3067\u3059\u30023\u5e74\u5f8c\u306b\u3061\u3087\u3046\u3069\u76f8\u5834\u304c\u60aa\u5316\u3057\u3066\u3044\u305f\u5834\u5408\u3001\u56de\u5fa9\u3092\u5f85\u3064\u6642\u9593\u304c\u306a\u304f\u3001\u640d\u5931\u3092\u78ba\u5b9a\u3055\u305b\u3056\u308b\u3092\u5f97\u306a\u3044\u304b\u3089\u3067\u3059\u3002<br \/>\n\u4e00\u65b9\u3001B\u306e\u304a\u91d1\u3067\u3042\u308c\u3070\u3001\u9014\u4e2d\u3067\u66b4\u843d\u304c\u3042\u3063\u3066\u308225\u5e74\u304b\u3051\u3066\u56de\u5fa9\u30fb\u6210\u9577\u3059\u308b\u306e\u3092\u5f85\u3064\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002<\/p>\n<p>\u4e00\u822c\u7684\u306b\u3001\u682a\u5f0f\u6295\u8cc7\u306a\u3069\u306e\u30ea\u30b9\u30af\u8cc7\u7523\u304c\u305d\u306e\u52b9\u679c\u3092\u767a\u63ee\u3059\u308b\u306b\u306f\u3001\u6700\u4f4e\u3067\u308210\u5e74\u301c15\u5e74\u4ee5\u4e0a\u306e\u671f\u9593\u304c\u5fc5\u8981\u3060\u3068\u8a00\u308f\u308c\u3066\u3044\u307e\u3059\u3002\u65e5\u672c\u8a3c\u5238\u696d\u5354\u4f1a\u306e\u8cc7\u6599\u3067\u3082\u3001\u4fdd\u6709\u671f\u9593\u304c\u9577\u304f\u306a\u308b\u307b\u3069\u3001\u6295\u8cc7\u53ce\u76ca\u7387\u306e\u30d0\u30e9\u3064\u304d\u304c\u5c0f\u3055\u304f\u306a\u308a\u3001\u30ea\u30bf\u30fc\u30f3\u304c\u5b89\u5b9a\u3059\u308b\u50be\u5411\u304c\u793a\u3055\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n<blockquote>\n<p>\u51fa\u5178\uff1a<br \/>\n    <a href=\"https:\/\/www.jsda.or.jp\/jikan\/tsumitate\/index.html\" target=\"_blank\" rel=\"noopener noreferrer\">\u65e5\u672c\u8a3c\u5238\u696d\u5354\u4f1a\uff0f\u6295\u8cc7\u306e\u6642\u9593\u300c\u9577\u671f\u6295\u8cc7\u306e\u52b9\u679c\u300d<\/a>\uff082025\u5e7412\u6708\u78ba\u8a8d\uff09<\/p>\n<\/blockquote>\n<h3>\u9577\u671f\u30fb\u4e2d\u671f\u30fb\u77ed\u671f\u3067\u53d6\u308b\u3079\u304d\u30ea\u30b9\u30af\u8a31\u5bb9\u5ea6\u306e\u9055\u3044<\/h3>\n<p>\u671f\u9593\u306b\u3088\u3063\u3066\u300c\u3069\u308c\u304f\u3089\u3044\u306e\u30ea\u30b9\u30af\uff08\u5024\u52d5\u304d\uff09\u3092\u53d7\u3051\u5165\u308c\u3089\u308c\u308b\u304b\u300d\u304c\u5909\u308f\u308a\u307e\u3059\u3002<br \/>\n\u3056\u3063\u304f\u308a\u3068\u4ee5\u4e0b\u306e\u3088\u3046\u306b\u30a4\u30e1\u30fc\u30b8\u3057\u3066\u304f\u3060\u3055\u3044\u3002<\/p>\n<ul>\n<li><strong>\u77ed\u671f\uff08\u301c5\u5e74\u672a\u6e80\uff09\uff1a<\/strong>\n<ul>\n<li><strong>\u9069\u3057\u305f\u5546\u54c1\uff1a<\/strong> \u5b9a\u671f\u9810\u91d1\u3001\u500b\u4eba\u5411\u3051\u56fd\u50b5<\/li>\n<li><strong>\u8003\u3048\u65b9\uff1a<\/strong> \u5143\u672c\u5272\u308c\u306f\u7d76\u5bfe\u306b\u907f\u3051\u308b\u3002\u300c\u5897\u3084\u3059\u300d\u3088\u308a\u300c\u5b88\u308b\u300d\u304c\u6700\u512a\u5148\u3002<\/li>\n<\/ul>\n<\/li>\n<li><strong>\u4e2d\u671f\uff085\u5e74\u301c10\u5e74\uff09\uff1a<\/strong>\n<ul>\n<li><strong>\u9069\u3057\u305f\u5546\u54c1\uff1a<\/strong> \u50b5\u5238\u91cd\u8996\u306e\u30d0\u30e9\u30f3\u30b9\u30d5\u30a1\u30f3\u30c9\u306a\u3069<\/li>\n<li><strong>\u8003\u3048\u65b9\uff1a<\/strong> \u5927\u304d\u306a\u30ea\u30bf\u30fc\u30f3\u306f\u671b\u307e\u305a\u3001\u30a4\u30f3\u30d5\u30ec\u8ca0\u3051\u3057\u306a\u3044\u7a0b\u5ea6\u3092\u76ee\u6307\u3059\u3002\u30ea\u30b9\u30af\u306f\u63a7\u3048\u3081\u306b\u3002<\/li>\n<\/ul>\n<\/li>\n<li><strong>\u9577\u671f\uff0815\u5e74\u4ee5\u4e0a\uff09\uff1a<\/strong>\n<ul>\n<li><strong>\u9069\u3057\u305f\u5546\u54c1\uff1a<\/strong> \u5168\u4e16\u754c\u682a\u5f0f\u3001\u5148\u9032\u56fd\u682a\u5f0f\u306a\u3069<\/li>\n<li><strong>\u8003\u3048\u65b9\uff1a<\/strong> \u9014\u4e2d\u306e\u66b4\u843d\u306f\u300c\u5b89\u304f\u8cb7\u3048\u308b\u6a5f\u4f1a\u300d\u3068\u5272\u308a\u5207\u308c\u308b\u305f\u3081\u3001\u7a4d\u6975\u7684\u306a\u30ea\u30bf\u30fc\u30f3\u3092\u72d9\u3048\u308b\u3002<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p>\u300cNISA\u304c\u304a\u5f97\u3060\u304b\u3089\u300d\u3068\u3044\u3063\u3066\u30015\u5e74\u4ee5\u5185\u306b\u4f7f\u3046\u304a\u91d1\u307e\u3067\u682a\u5f0f\u30a4\u30f3\u30c7\u30c3\u30af\u30b9\u30d5\u30a1\u30f3\u30c9\u306b\u5165\u308c\u3066\u3057\u307e\u3046\u306e\u306f\u3001\u30ea\u30b9\u30af\u7ba1\u7406\u306e\u89b3\u70b9\u304b\u3089\u306f\u63a8\u5968\u3055\u308c\u307e\u305b\u3093\u3002<\/p>\n<h3>\u300c\u9577\u671f\u6295\u8cc7\uff1d\u5b8c\u5168\u653e\u7f6e\u300d\u3067\u306f\u306a\u3044\u7406\u7531\u3068\u30e1\u30f3\u30c6\u30ca\u30f3\u30b9<\/h3>\n<p>\u300c\u9577\u671f\u6295\u8cc7\u306a\u308920\u5e74\u9593\u307b\u3063\u305f\u3089\u304b\u3057\u3067\u3044\u3044\u300d\u3068\u3044\u3046\u8a00\u8449\u3082\u3088\u304f\u805e\u304b\u308c\u307e\u3059\u304c\u3001\u3053\u308c\u306f\u534a\u5206\u6b63\u89e3\u3067\u534a\u5206\u9593\u9055\u3044\u3067\u3059\u3002<\/p>\n<p>\u7a4d\u7acb\u8a2d\u5b9a\u81ea\u4f53\u306f\u81ea\u52d5\u3067\u69cb\u3044\u307e\u305b\u3093\u304c\u3001\u4eba\u751f\u306b\u306f\u5909\u5316\u304c\u3042\u308a\u307e\u3059\u3002<br \/>\n\u4f8b\u3048\u3070\u3001\u5b50\u4f9b\u304c\u751f\u307e\u308c\u3066\u6559\u80b2\u8cbb\u306e\u652f\u51fa\u4e88\u5b9a\u304c\u5909\u308f\u3063\u305f\u308a\u3001\u4f4f\u5b85\u8cfc\u5165\u3067\u624b\u5143\u306e\u73fe\u91d1\u304c\u6e1b\u3063\u305f\u308a\u3057\u305f\u5834\u5408\u3001\u53d6\u308c\u308b\u30ea\u30b9\u30af\u306e\u8a31\u5bb9\u5ea6\u3082\u5909\u308f\u308a\u307e\u3059\u3002<br \/>\n\u307e\u305f\u3001\u904b\u7528\u671f\u9593\u306e\u7d42\u4e86\u304c\u8fd1\u3065\u3044\u305f\u3068\u304d\uff08\u4f8b\uff1a\u8001\u5f8c\u8cc7\u91d1\u306a\u308960\u6b73\u624b\u524d\uff09\u306b\u306f\u3001\u682a\u5f0f\u306e\u6bd4\u7387\u3092\u4e0b\u3052\u3066\u50b5\u5238\u3084\u73fe\u91d1\u3092\u5897\u3084\u3059\u306a\u3069\u3001\u5f90\u3005\u306b\u300c\u5b88\u308a\u306e\u4f53\u5236\u300d\u3078\u79fb\u884c\u3059\u308b\u8abf\u6574\uff08\u30ea\u30a2\u30ed\u30b1\u30fc\u30b7\u30e7\u30f3\uff09\u304c\u5fc5\u8981\u3067\u3059\u3002<\/p>\n<p>\u300c\u6c7a\u3081\u305f\u671f\u9593\u306f\u305a\u3063\u3068\u6301\u3061\u7d9a\u3051\u308b\u300d\u306e\u304c\u57fa\u672c\u3067\u3059\u304c\u3001\u6570\u5e74\u306b\u4e00\u5ea6\u306f\u300c\u4eca\u306e\u81ea\u5206\u306e\u72b6\u6cc1\u306b\u5408\u3063\u3066\u3044\u308b\u304b\u300d\u3092\u78ba\u8a8d\u3059\u308b\u30e1\u30f3\u30c6\u30ca\u30f3\u30b9\u3092\u5fd8\u308c\u306a\u3044\u3088\u3046\u306b\u3057\u307e\u3057\u3087\u3046\u3002<\/p>\n<h2>\u30ea\u30b9\u30af\u8a31\u5bb9\u5ea6\u3092\u6c7a\u3081\u306a\u3044\u6295\u8cc7\u306f\u3001\u307b\u307c\u78ba\u5b9f\u306b\u9014\u4e2d\u3067\u3084\u3081\u308b<\/h2>\n<p>3\u3064\u306e\u8ef8\u306e\u4e2d\u3067\u6700\u3082\u62bd\u8c61\u7684\u3067\u3001\u304b\u3064\u91cd\u8981\u306a\u306e\u304c\u300c\u30ea\u30b9\u30af\u8a31\u5bb9\u5ea6\u300d\u3067\u3059\u3002<br \/>\n\u3053\u308c\u306f\u300c\u81ea\u5206\u304c\u3069\u308c\u304f\u3089\u3044\u306e\u640d\uff08\u30de\u30a4\u30ca\u30b9\uff09\u307e\u3067\u306a\u3089\u3001\u7cbe\u795e\u7684\u306b\u8010\u3048\u3089\u308c\u308b\u304b\u300d\u3068\u3044\u3046\u5c3a\u5ea6\u306e\u3053\u3068\u3067\u3059\u3002\u81ea\u5206\u306e\u30ea\u30b9\u30af\u8a31\u5bb9\u5ea6\u3092\u8d85\u3048\u305f\u6295\u8cc7\u3092\u3057\u3066\u3044\u308b\u3068\u3001\u66b4\u843d\u6642\u306b\u30d1\u30cb\u30c3\u30af\u306b\u306a\u308a\u3001\u6b63\u5e38\u306a\u5224\u65ad\u304c\u3067\u304d\u306a\u304f\u306a\u308a\u307e\u3059\u3002<\/p>\n<h3>\u30ea\u30b9\u30af\u3068\u306f\u300c\u5371\u967a\u300d\u3067\u306f\u306a\u304f\u300c\u632f\u308c\u5e45\uff08\u30dc\u30e9\u30c6\u30a3\u30ea\u30c6\u30a3\uff09\u300d<\/h3>\n<p>\u307e\u305a\u3001\u8a00\u8449\u306e\u5b9a\u7fa9\u3092\u6b63\u3057\u304f\u7406\u89e3\u3057\u307e\u3057\u3087\u3046\u3002<br \/>\n\u65e5\u5e38\u4f1a\u8a71\u3067\u306e\u300c\u30ea\u30b9\u30af\u300d\u306f\u300c\u5371\u967a\u306a\u3053\u3068\u300d\u300c\u640d\u3092\u3059\u308b\u3053\u3068\u300d\u3092\u6307\u3057\u307e\u3059\u304c\u3001\u6295\u8cc7\u306e\u4e16\u754c\u3067\u306e\u30ea\u30b9\u30af\u306f<strong>\u300c\u30ea\u30bf\u30fc\u30f3\u306e\u632f\u308c\u5e45\u300d<\/strong>\u3092\u6307\u3057\u307e\u3059\u3002<\/p>\n<ul>\n<li><strong>\u30cf\u30a4\u30ea\u30b9\u30af\u30fb\u30cf\u30a4\u30ea\u30bf\u30fc\u30f3\uff1a<\/strong> \u5927\u304d\u304f\u5132\u304b\u308b\u53ef\u80fd\u6027\u3082\u3042\u308b\u304c\u3001\u5927\u304d\u304f\u640d\u3059\u308b\u53ef\u80fd\u6027\u3082\u3042\u308b\u3002<\/li>\n<li><strong>\u30ed\u30fc\u30ea\u30b9\u30af\u30fb\u30ed\u30fc\u30ea\u30bf\u30fc\u30f3\uff1a<\/strong> \u5927\u304d\u304f\u306f\u5132\u304b\u3089\u306a\u3044\u304c\u3001\u5927\u304d\u304f\u640d\u3082\u3057\u306a\u3044\u3002<\/li>\n<\/ul>\n<p>\u300c\u30ea\u30b9\u30af\u3092\u6291\u3048\u308b\u300d\u3068\u306f\u300c\u7d76\u5bfe\u306b\u640d\u3057\u306a\u3044\u3088\u3046\u306b\u3059\u308b\u300d\u3053\u3068\u3067\u306f\u306a\u304f\u3001\u300c\u5024\u52d5\u304d\u306e\u5e45\u3092\u5c0f\u3055\u304f\u3059\u308b\u300d\u3053\u3068\u3092\u610f\u5473\u3057\u307e\u3059\u3002<br \/>\n\u91d1\u878d\u5e81\u306eNISA\u89e3\u8aac\u3067\u3082\u5f37\u8abf\u3055\u308c\u3066\u3044\u308b\u901a\u308a\u3001\u30ea\u30b9\u30af\u3068\u30ea\u30bf\u30fc\u30f3\u306f\u30c8\u30ec\u30fc\u30c9\u30aa\u30d5\uff08\u4ea4\u63db\uff09\u306e\u95a2\u4fc2\u306b\u3042\u308a\u3001\u300c\u30ed\u30fc\u30ea\u30b9\u30af\u30fb\u30cf\u30a4\u30ea\u30bf\u30fc\u30f3\uff08\u7d76\u5bfe\u306b\u640d\u305b\u305a\u3001\u3059\u3054\u304f\u5132\u304b\u308b\uff09\u300d\u3068\u3044\u3046\u5546\u54c1\u306f\u8a50\u6b3a\u4ee5\u5916\u306b\u306f\u5b58\u5728\u3057\u307e\u305b\u3093\u3002<\/p>\n<blockquote>\n<p>\u51fa\u5178\uff1a<br \/>\n    <a href=\"https:\/\/www.fsa.go.jp\/policy\/nisa2\/knowledge\/basic\/index.html\" target=\"_blank\" rel=\"noopener noreferrer\">\u91d1\u878d\u5e81\uff0f\u6295\u8cc7\u306e\u57fa\u672c\uff1a\u30ea\u30b9\u30af\u3068\u30ea\u30bf\u30fc\u30f3<\/a>\uff082025\u5e7412\u6708\u78ba\u8a8d\uff09<\/p>\n<\/blockquote>\n<h3>\u81ea\u5206\u306e\u30ea\u30b9\u30af\u8a31\u5bb9\u5ea6\u3092\u77e5\u308b\u305f\u3081\u306e\u30c1\u30a7\u30c3\u30af\u30ea\u30b9\u30c8<\/h3>\n<p>\u81ea\u5206\u304c\u3069\u308c\u304f\u3089\u3044\u306e\u30ea\u30b9\u30af\u306b\u8010\u3048\u3089\u308c\u308b\u304b\u306f\u3001\u6027\u683c\u3084\u74b0\u5883\u306b\u3088\u3063\u3066\u6c7a\u307e\u308a\u307e\u3059\u3002\u4ee5\u4e0b\u306e\u8981\u7d20\u3092\u8907\u5408\u7684\u306b\u898b\u3066\u5224\u65ad\u3057\u307e\u3057\u3087\u3046\u3002<\/p>\n<ol>\n<li><strong>\u5e74\u9f62\uff1a<\/strong> \u82e5\u3044\u307b\u3069\u3001\u5931\u6557\u3057\u3066\u3082\u52b4\u50cd\u3067\u53d6\u308a\u8fd4\u3059\u6642\u9593\u304c\u3042\u308b\u305f\u3081\u3001\u30ea\u30b9\u30af\u8a31\u5bb9\u5ea6\u306f\u9ad8\u304f\u306a\u308b\u50be\u5411\u304c\u3042\u308a\u307e\u3059\u3002<\/li>\n<li><strong>\u8cc7\u7523\u72b6\u6cc1\uff1a<\/strong> \u8cc7\u7523\u5168\u4f53\u306b\u5bfe\u3057\u3066\u6295\u8cc7\u984d\u304c\u5c11\u306a\u3051\u308c\u3070\u3001\u30ea\u30b9\u30af\u306f\u53d6\u308a\u3084\u3059\u304f\u306a\u308a\u307e\u3059\u3002<\/li>\n<li><strong>\u6027\u683c\uff1a<\/strong> \u300c1\u5186\u3067\u3082\u6e1b\u308b\u306e\u304c\u5acc\u300d\u3068\u3044\u3046\u4eba\u306f\u30ea\u30b9\u30af\u8a31\u5bb9\u5ea6\u304c\u4f4e\u304f\u3001\u300c\u4e00\u6642\u7684\u306b\u534a\u5206\u306b\u306a\u3063\u3066\u3082\u6c17\u306b\u3057\u306a\u3044\u300d\u4eba\u306f\u9ad8\u3044\u3068\u8a00\u3048\u307e\u3059\u3002<\/li>\n<\/ol>\n<p><strong>\u3010\u7c21\u6613\u30c1\u30a7\u30c3\u30af\uff1a\u7761\u7720\u5b89\u7720\u57fa\u6e96\u3011<\/strong><br \/>\n\u6700\u3082\u5206\u304b\u308a\u3084\u3059\u3044\u57fa\u6e96\u306f\u300c\u591c\u3001\u3050\u3063\u3059\u308a\u7720\u308c\u308b\u304b\u300d\u3067\u3059\u3002<br \/>\n\u3082\u3057\u3001\u65e5\u4e2d\u306e\u682a\u4fa1\u5909\u52d5\u304c\u6c17\u306b\u306a\u3063\u3066\u4ed5\u4e8b\u304c\u624b\u306b\u3064\u304b\u306a\u3044\u3001\u3042\u308b\u3044\u306f\u591c\u4e2d\u306b\u3075\u3068\u6c17\u306b\u306a\u3063\u3066\u30b9\u30de\u30db\u3067\u76f8\u5834\u3092\u30c1\u30a7\u30c3\u30af\u3057\u3066\u3057\u307e\u3046\u3088\u3046\u306a\u3089\u3001\u305d\u308c\u306f\u660e\u3089\u304b\u306b\u300c\u30ea\u30b9\u30af\u306e\u53d6\u308a\u3059\u304e\u300d\u3067\u3059\u3002\u305d\u306e\u5834\u5408\u306f\u3001\u682a\u5f0f\u306e\u6bd4\u7387\u3092\u4e0b\u3052\u3001\u73fe\u91d1\u3084\u50b5\u5238\u306e\u6bd4\u7387\u3092\u9ad8\u3081\u308b\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<h3>\u751f\u6d3b\u9632\u885b\u8cc7\u91d1\u306e\u78ba\u4fdd\u3068\u30ea\u30b9\u30af\u30c6\u30a4\u30af\u306e\u95a2\u4fc2<\/h3>\n<p>\u30ea\u30b9\u30af\u8a31\u5bb9\u5ea6\u3092\u9ad8\u304f\u4fdd\u3064\u305f\u3081\u306e\u6700\u5f37\u306e\u6b66\u5668\u306f\u3001\u300c\u751f\u6d3b\u9632\u885b\u8cc7\u91d1\u300d\u3067\u3059\u3002<br \/>\n\u3053\u308c\u306f\u3001\u75c5\u6c17\u3084\u5931\u696d\u306a\u3069\u306e\u30c8\u30e9\u30d6\u30eb\u304c\u3042\u3063\u3066\u3082\u3001\u5f53\u9762\uff08\u4e00\u822c\u7684\u306b\u306f\u751f\u6d3b\u8cbb\u306e3\u30f6\u6708\u301c6\u30f6\u6708\u5206\u3001\u81ea\u55b6\u696d\u306a\u30891\u5e74\u5206\u7a0b\u5ea6\uff09\u66ae\u3089\u3057\u3066\u3044\u3051\u308b\u3060\u3051\u306e\u73fe\u9810\u91d1\u306e\u3053\u3068\u3067\u3059\u3002<\/p>\n<p>\u751f\u6d3b\u9632\u885b\u8cc7\u91d1\u304c\u78ba\u4fdd\u3055\u308c\u3066\u3044\u308c\u3070\u3001\u6295\u8cc7\u3057\u3066\u3044\u308b\u304a\u91d1\u304c\u4e00\u6642\u7684\u306b\u66b4\u843d\u3057\u3066\u3082\u300c\u4eca\u306e\u751f\u6d3b\u306b\u306f\u5f71\u97ff\u3057\u306a\u3044\u304a\u91d1\u3060\u304b\u3089\u300d\u3068\u4f59\u88d5\u3092\u6301\u3063\u3066\u69cb\u3048\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002<br \/>\n\u9006\u306b\u3001\u30ae\u30ea\u30ae\u30ea\u306e\u751f\u6d3b\u8cbb\u307e\u3067\u6295\u8cc7\u306b\u56de\u3057\u3066\u3057\u307e\u3046\u3068\u3001\u66b4\u843d\u3068\u751f\u6d3b\u82e6\u304c\u91cd\u306a\u3063\u305f\u6642\u306b\u3001\u5b89\u5024\u3067\u8cc7\u7523\u3092\u58f2\u3063\u3066\u73fe\u91d1\u5316\u3057\u306a\u3051\u308c\u3070\u306a\u3089\u306a\u304f\u306a\u308a\u307e\u3059\u3002<\/p>\n<p>\u300c\u6295\u8cc7\u306f\u4f59\u5270\u8cc7\u91d1\u3067\u300d\u3068\u8a00\u308f\u308c\u308b\u306e\u306f\u3053\u306e\u305f\u3081\u3067\u3059\u3002\u307e\u305a\u306f\u751f\u6d3b\u9632\u885b\u8cc7\u91d1\u3092\u8caf\u3081\u3001\u305d\u306e\u571f\u53f0\u306e\u4e0a\u3067\u30ea\u30b9\u30af\u3092\u53d6\u308b\u306e\u304c\u3001\u8cc7\u7523\u5f62\u6210\u306e\u9244\u5247\u3067\u3059\u3002<\/p>\n<h2>3\u3064\u304c\u6c7a\u307e\u3063\u3066\u521d\u3081\u3066\u300c\u4f55\u304b\u3089\u59cb\u3081\u308b\u304b\u300d\u3092\u8003\u3048\u308b<\/h2>\n<p>\u3053\u3053\u307e\u3067\u300c\u76ee\u7684\u30fb\u671f\u9593\u30fb\u30ea\u30b9\u30af\u8a31\u5bb9\u5ea6\u300d\u3068\u3044\u30463\u3064\u306e\u5224\u65ad\u8ef8\u306b\u3064\u3044\u3066\u89e3\u8aac\u3057\u3066\u304d\u307e\u3057\u305f\u3002\u3053\u308c\u3089\u304c\u660e\u78ba\u306b\u306a\u3063\u3066\u521d\u3081\u3066\u3001\u5177\u4f53\u7684\u306a\u300c\u624b\u6bb5\uff08\u5236\u5ea6\u3084\u5546\u54c1\uff09\u300d\u3092\u9078\u3076\u6bb5\u968e\u306b\u5165\u308c\u307e\u3059\u3002<\/p>\n<p>\u591a\u304f\u306e\u4eba\u304c\u300cNISA\u3067\u304a\u3059\u3059\u3081\u306e\u5546\u54c1\u306f\uff1f\u300d\u3068\u691c\u7d22\u3057\u3066\u60a9\u307f\u307e\u3059\u304c\u30013\u3064\u306e\u8ef8\u304c\u6c7a\u307e\u3063\u3066\u3044\u308c\u3070\u3001\u9078\u3076\u3079\u304d\u9078\u629e\u80a2\u306f\u81ea\u52d5\u7684\u306b\u7d5e\u308a\u8fbc\u307e\u308c\u307e\u3059\u3002\u3053\u3053\u3067\u306f\u5177\u4f53\u7684\u306a\u30b1\u30fc\u30b9\u30b9\u30bf\u30c7\u30a3\u3092\u4ea4\u3048\u3066\u3001\u305d\u306e\u9078\u3073\u65b9\u306e\u30ed\u30b8\u30c3\u30af\u3092\u89e3\u8aac\u3057\u307e\u3059\u3002<\/p>\n<h3>\u5546\u54c1\u30fb\u5236\u5ea6\u9078\u3073\uff08NISA\/iDeCo\uff09\u306f\u6700\u5f8c\u3067\u3044\u3044\u7406\u7531<\/h3>\n<p>\u6295\u8cc7\u5546\u54c1\u3084\u5236\u5ea6\u306f\u3001\u3042\u304f\u307e\u3067\u76ee\u7684\u3092\u9054\u6210\u3059\u308b\u305f\u3081\u306e\u300c\u9053\u5177\u300d\u306b\u904e\u304e\u307e\u305b\u3093\u3002\u9053\u5177\u304b\u3089\u9078\u3076\u306e\u3067\u306f\u306a\u304f\u3001\u4f5c\u308a\u305f\u3044\u3082\u306e\uff08\u76ee\u7684\uff09\u306b\u5408\u308f\u305b\u3066\u9053\u5177\u3092\u9078\u3073\u307e\u3057\u3087\u3046\u3002<\/p>\n<p>\u4f8b\u3048\u3070\u3001\u4ee5\u4e0b\u306e\u3088\u3046\u306b3\u3064\u306e\u8ef8\u3092\u5f53\u3066\u306f\u3081\u308b\u3068\u3001\u9069\u3057\u305f\u624b\u6bb5\u304c\u898b\u3048\u3066\u304d\u307e\u3059\u3002<\/p>\n<p><strong>\u3010\u30b1\u30fc\u30b9A\uff1a30\u6b73\u30fb\u4f1a\u793e\u54e1\u3011<\/strong><\/p>\n<ul>\n<li><strong>\u76ee\u7684\uff1a<\/strong> \u8001\u5f8c\u8cc7\u91d1\u306e\u5f62\u6210<\/li>\n<li><strong>\u671f\u9593\uff1a<\/strong> 30\u5e74\u4ee5\u4e0a\uff0860\u6b73\u4ee5\u964d\u307e\u3067\u5f15\u304d\u51fa\u3055\u306a\u3044\u899a\u609f\u304c\u3042\u308b\uff09<\/li>\n<li><strong>\u30ea\u30b9\u30af\u8a31\u5bb9\u5ea6\uff1a<\/strong> \u6bce\u6708\u306e\u5b89\u5b9a\u53ce\u5165\u304c\u3042\u308a\u3001\u72ec\u8eab\u306e\u305f\u3081\u9ad8\u3081\u306b\u53d6\u308c\u308b<\/li>\n<li><strong>\u9069\u3057\u305f\u9078\u629e\u80a2\uff1a<\/strong>\n<ul>\n<li><strong>\u5236\u5ea6\uff1a<\/strong> \u6240\u5f97\u63a7\u9664\u306e\u30e1\u30ea\u30c3\u30c8\u304c\u5927\u304d\u3044\u300ciDeCo\uff08\u500b\u4eba\u578b\u78ba\u5b9a\u62e0\u51fa\u5e74\u91d1\uff09\u300d\u3092\u512a\u5148\u3057\u3001\u6ea2\u308c\u305f\u5206\u3092\u300c\u65b0NISA\uff08\u3064\u307f\u305f\u3066\u6295\u8cc7\u67a0\uff09\u300d\u3078\u3002<\/li>\n<li><strong>\u5546\u54c1\uff1a<\/strong> \u9577\u671f\u7684\u306a\u6210\u9577\u3092\u53d6\u308a\u8fbc\u3080\u300c\u5168\u4e16\u754c\u682a\u5f0f\u300d\u3084\u300c\u7c73\u56fd\u682a\u5f0f\u300d\u306e\u30a4\u30f3\u30c7\u30c3\u30af\u30b9\u30d5\u30a1\u30f3\u30c9\u3002<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p><strong>\u3010\u30b1\u30fc\u30b9B\uff1a35\u6b73\u30fb\u5b50\u80b2\u3066\u4e16\u5e2f\u3011<\/strong><\/p>\n<ul>\n<li><strong>\u76ee\u7684\uff1a<\/strong> 10\u5e74\u5f8c\u306e\u5927\u5b66\u5165\u5b66\u8cbb\u7528<\/li>\n<li><strong>\u671f\u9593\uff1a<\/strong> \u4e2d\u671f\uff0810\u5e74\u301c12\u5e74\uff09<\/li>\n<li><strong>\u30ea\u30b9\u30af\u8a31\u5bb9\u5ea6\uff1a<\/strong> \u5165\u5b66\u6642\u306b\u5143\u672c\u5272\u308c\u3057\u3066\u3044\u308b\u3068\u56f0\u308b\u305f\u3081\u3001\u30ea\u30b9\u30af\u306f\u6291\u3048\u305f\u3044<\/li>\n<li><strong>\u9069\u3057\u305f\u9078\u629e\u80a2\uff1a<\/strong>\n<ul>\n<li><strong>\u5236\u5ea6\uff1a<\/strong> \u3044\u3064\u3067\u3082\u5f15\u304d\u51fa\u3057\u53ef\u80fd\u306a\u300c\u65b0NISA\uff08\u3064\u307f\u305f\u3066\u6295\u8cc7\u67a0\uff09\u300d\u3092\u6d3b\u7528\u3002iDeCo\u306f\u5f15\u304d\u51fa\u305b\u306a\u3044\u306e\u3067NG\u3002<\/li>\n<li><strong>\u5546\u54c1\uff1a<\/strong> \u682a\u5f0f\u3060\u3051\u3067\u306a\u304f\u50b5\u5238\u3082\u542b\u3080\u300c\u30d0\u30e9\u30f3\u30b9\u30d5\u30a1\u30f3\u30c9\u300d\u3092\u9078\u3076\u304b\u3001\u76ee\u6a19\u984d\u306e\u534a\u5206\u306f\u78ba\u5b9f\u306a\u300c\u9810\u91d1\u300d\u3067\u8caf\u3081\u3001\u6b8b\u308a\u534a\u5206\u3067\u904b\u7528\u3059\u308b\u4f75\u7528\u30b9\u30bf\u30a4\u30eb\u3002<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p>\u3053\u306e\u3088\u3046\u306b\u3001\u8ef8\u3055\u3048\u3042\u308c\u3070\u3001\u81a8\u5927\u306a\u6570\u306e\u6295\u8cc7\u4fe1\u8a17\u306e\u4e2d\u304b\u3089\u81ea\u5206\u306b\u5408\u308f\u306a\u3044\u3082\u306e\u3092\u6d88\u53bb\u6cd5\u3067\u5916\u3059\u3053\u3068\u304c\u3067\u304d\u3001\u300c\u3069\u308c\u3092\u8cb7\u3048\u3070\u3044\u3044\u304b\u300d\u3068\u3044\u3046\u60a9\u307f\u306f\u89e3\u6d88\u3055\u308c\u307e\u3059\u3002<\/p>\n<h3>\u6295\u8cc7\u521d\u5fc3\u8005\u304c\u9665\u308a\u304c\u3061\u306a\u300c\u624b\u6bb5\u306e\u76ee\u7684\u5316\u300d<\/h3>\n<p>\u7279\u306b\u6ce8\u610f\u3057\u305f\u3044\u306e\u304c\u3001\u300c\u5236\u5ea6\u3092\u4f7f\u3046\u3053\u3068\u300d\u81ea\u4f53\u304c\u76ee\u7684\u306b\u306a\u3063\u3066\u3057\u307e\u3046\u5931\u6557\u3067\u3059\u3002<\/p>\n<ul>\n<li><strong>\u300ciDeCo\u306f\u7bc0\u7a0e\u306b\u306a\u308b\u304b\u3089\u300d\u3068\u9650\u5ea6\u984d\u3044\u3063\u3071\u3044\u3067\u59cb\u3081\u305f\u7d50\u679c\u2026<\/strong><br \/>\n    \u2192 \u6025\u306a\u51a0\u5a5a\u846c\u796d\u3084\u8eca\u306e\u4fee\u7406\u8cbb\u304c\u5fc5\u8981\u306b\u306a\u3063\u305f\u969b\u3001iDeCo\u306e\u304a\u91d1\u306f60\u6b73\u307e\u3067\u7d76\u5bfe\u306b\u5f15\u304d\u51fa\u305b\u306a\u3044\u305f\u3081\u3001\u624b\u5143\u306e\u751f\u6d3b\u8cbb\u304c\u67af\u6e07\u3057\u3001\u30ab\u30fc\u30c9\u30ed\u30fc\u30f3\uff08\u9ad8\u91d1\u5229\uff09\u3092\u4f7f\u3046\u7fbd\u76ee\u306b\u306a\u3063\u305f\u3002\u3053\u308c\u3067\u306f\u672c\u672b\u8ee2\u5012\u3067\u3059\u3002<\/li>\n<li><strong>\u300c\u30dd\u30a4\u30f3\u30c8\u9084\u5143\u304c\u304a\u5f97\u3060\u304b\u3089\u300d\u3068\u7121\u7406\u306b\u30af\u30ec\u30ab\u7a4d\u7acb\u3092\u3057\u305f\u7d50\u679c\u2026<\/strong><br \/>\n    \u2192 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\/>\n    \u6bce\u6708\u306e\u53ce\u652f\u3092\u30c1\u30a7\u30c3\u30af\u3057\u3001\u300c\u751f\u6d3b\u9632\u885b\u8cc7\u91d1\uff08\u751f\u6d3b\u8cbb\u306e3\u301c6\u30f6\u6708\u5206\uff09\u300d\u304c\u78ba\u4fdd\u3067\u304d\u3066\u3044\u308b\u304b\u78ba\u8a8d\u3059\u308b\u3002\u307e\u3060\u306a\u3089\u3001\u6295\u8cc7\u3088\u308a\u8caf\u84c4\u3092\u512a\u5148\u3057\u307e\u3057\u3087\u3046\u3002<\/li>\n<li><strong>3\u3064\u306e\u8ef8\u306e\u8a00\u8a9e\u5316\uff1a<\/strong><br \/>\n    \u300c\u4f55\u306e\u305f\u3081\u306b\uff08\u76ee\u7684\uff09\u300d\u300c\u3044\u3064\u307e\u3067\u306b\uff08\u671f\u9593\uff09\u300d\u300c\u3069\u3093\u306a\u6c17\u6301\u3061\u3067\uff08\u30ea\u30b9\u30af\u8a31\u5bb9\u5ea6\uff09\u300d\u6295\u8cc7\u3092\u3059\u308b\u306e\u304b\u3001\u30b9\u30de\u30db\u306e\u30e1\u30e2\u3067\u3082\u826f\u3044\u306e\u3067\u66f8\u304d\u51fa\u3057\u3066\u307f\u308b\u3002<\/li>\n<li><strong>\u53e3\u5ea7\u958b\u8a2d\u306e\u624b\u7d9a\u304d\uff1a<\/strong><br \/>\n    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